Compare Equipment Finance Interest Rates - JADE
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Katherine Gundry9 December 2024Great customer service. Brenton was amazing to deal with, very efficient, polite and responded promptly. Communication was excellent and couldn't recommend Jade Finance any more highly. Thanks Brenton for the great outcome!Trustindex verifies that the original source of the review is Google.Steve7 December 2024Jack from Jade was a very responsive and communicated really well. Jade Finance made the process really seemless.Trustindex verifies that the original source of the review is Google.Mick Edwards6 December 2024James was a very proactive communicator and the whole process with these guys was easy. Highly recommendedTrustindex verifies that the original source of the review is Google.Leon4 December 2024Chase was professional and superb. Great service and understandingTrustindex verifies that the original source of the review is Google.kane mumford1 December 2024Aaron was awesome to deal with, got it done. Recommend these guys.Trustindex verifies that the original source of the review is Google.Shelly Martin1 December 2024Josh from Jade Finance has been brilliant to deal with, making the purchase of our dream van a fantastic experience. From our initial conversation Josh was polite and professional. He’s communication was always clear and he took the time to explain next steps. Thank you Josh we wouldn’t hesitate to recommend you and Jade finance. Shelly & GavinTrustindex verifies that the original source of the review is Google.Adam Hassett30 November 2024Easy process, great company to deal with , they did all the leg work and made it really easy and issue free, Luke and all the people at jade were great, and can't recommend them.highly enough, Thank you for all your great work AdsTrustindex verifies that the original source of the review is Google.Garry wilson30 November 2024Scott at Jade Finance is a pleasure to do business with. Very Professional, Simple and easy process. Very Happy Customer.Trustindex verifies that the original source of the review is Google.Tarsha Froude24 November 2024Dave at Jade Finance made the process really easy. Excellent communication every step of the way. Highly recommend Jade Finance!
Compare equipment loan rates online
Investing in new assets such as plant, machinery and equipment are major decisions for most business operators. Decisions which can involve a raft of considerations, planning, forecasting and budgeting. Key to the feasibility of major asset acquisitions can be the plant loans and especially the finance rates.
Sourcing the cheapest, most cost-effective and workable solution can involve time consuming and complicated, research and analysis of the finance options and interest rates available across the commercial lending market. Or it can involve one phone call to Jade. It’s your time, it’s your choice.
Asset finance can be complex but comparing finance rates can be quick, simple and extremely straightforward through Jade.
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Are you eligible for low-rate equipment finance?
Simply answer the questions that follow to see if you qualify:
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Comparing Equipment Loan Rates from 60+ Banks and Lenders
There are in the vicinity of 60+ banks, financial institutions, non-bank lenders and other credit providers in the commercial lending sector. Jade is accredited with the vast majority of the leading providers. Providing us and our customers with instant access to comparing the rates available across a significant cross-section of the market.
Rates offered by lenders fluctuate over time and for different industries. Our high level connections and resources provide us with the industry level knowledge as to which lender is currently offering the cheapest rates in a particular industry sector. This intel can be critical in quickly sourcing cheaper rates an cheaper funding solutions.
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Cheaper Equipment Loans Interest Rates
Interest rates are just one of the elements which go towards achieving cheaper credit. Individually structured asset funding with attention to the term, rate and balloon ate critical to ensuring workable repayments to keep overheads down. Fixed rates, fixed terms, fixed repayments for fixed monthly outgoings are recommended for forward planning confidence. You can negotiate a balloon payment to achieve target repayments.
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Compare Equipment Finance Products – Optimise Tax, Minimise Outgoings, Maximise Profitability
Commercial credit products have varying formats and tax benefits and can be better suited to either the cash or the accruals method of accounting. Selecting the right product for an individual entity can contribute to optimising the tax deductions, minimising outgoings and maximising profitability.
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Specialist Loans for Equipment, Plant and Machinery
The trend to self-employment as a sole trader, owner-operator or ABN holder entity is gaining momentum in Australia and we have stayed up with the pace of growth with our funding options. Sourcing suitable credit can be the biggest barrier to setting up a new business.
Jade breaks down that barrier with access to affordable Low Doc and No Doc equipment loans. These are available only through specialist lenders and are for those without the full financial documentation for credit applications demanded by some credit providers.
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Compare Repayments Before Financing for Equipment
For planning, budgeting and comparing prices on different makes and models, using our finance calculator. Keeping in mind that rates change over time, vary across industries, for different machinery types and are based on the assessment of the individual application. Get approved quickly with a quick call to Jade.
Through our specialist channels, we also offer options for operators – new and existing, that are facing credit issues. Workable Poor Credit Loans can be a realistic and achievable objective so speak with us about the prospects.
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Equipment Loan Questions & Answers
Jade Finance handles every loan individually, please feel free to contact us via email
or phone on 1300 000 008 to direct your specific issues to our consultants.
Is equipment finance available for gym equipment?
Yes. Finance is available for all types of gym gear used in Gyms. The rates can vary based on industry, lender and for individual categories of goods.
Are equipment loan payments tax deductible?
The tax deductions vary for the different loan products. Leasing payments are full tax deductible. Interest on Chattel Mortgage repayments is tax deductible but the balance of the monthly repayment is not. A deduction is realised through depreciation of the asset. You should refer to your accountant for any tax advice.
Can I get approved for equipment financing before I buy?
Yes. Applications for financing can be processed through to the approved stage based on an estimated loan amount. Offers are valid for a limited period. The loan amount is finalised when the purchase is made.
Are equipment loans available for new start-up operators?
New start-up operators that do not have all the documents required for equipment loans can apply for low doc and no doc loans through specialist lenders that offer these credit facilities
What are requirements for ABN holder machinery loans?
To be eligible for machinery loans, applicants must hold a current ABN and have ID as minimum requirements. Where additional financial documentation can be included, this can enhance the application and improve any loan offer made.
Will the equipment finance interest rate change during the loan term?
If the finance interest rate is a fixed rate, it will not change over the loan term. If the finance rate is a variable rate, it may change in line with lender decisions to change rates in line with decisions by the Reserve Bank.
What credit products are available for refinancing?
When refinancing asset loans, businesses may choose from Chattel Mortgage, Leasing, Hire Purchase or Rental. The loan type may be the same or different from the funding being refinanced.
When comparing lenders, rates and credit products, Jade answers all the important questions!
Jade meets all those necessary criteria and has the experience acquired over several decades in achieving workable, cost-effective asset funding solutions for all types of operators across a vast range of industry sectors. Our consultants are ready to answer your call and your request for a quick quote and fast approval for cheaper funding on your new assets.
Asset acquisition funding products include:
- Asset Rental: Referred to as Rent to Own or Rent to Buy this is an off-balance sheet facility which is often preferred by operators that upgrade machinery more regularly.
- Chattel Mortgage: Most widely used due to flexibility, cheaper interest rate and secured loan format. Suits most entities and most machinery types. Suitable for accelerated asset depreciation measures such as temporary full expensing.
- Asset Leasing: Off-balance sheet funding for entities that do not want the asset appearing on their balance sheet. Monthly payments are fully tax deductible and rates negotiable.
- Commercial Hire Purchase: Hybrid of features available on Chattel Mortgage and Leasing. Not as popular currently as other forms of finance but still available and attracts cheaper rates than other products.
- Refinancing: Restructure and reprice existing credit to achieve cheaper rates, lower repayments or combine multiple commitments into one.
Low Doc and No Doc options available across our full portfolio. Speak with a Jade consultant about the right product for your requirements.